--- title: "Insurance Agency in Bonita Springs FL | Home, Auto & Flood Insurance | Insurance Specialists of SW Florida" description: "Insurance Specialists of SW Florida is an independent agency in Bonita Springs comparing rates from 20+ A-rated carriers for home, auto, flood, and commercial insurance across Southwest Florida." lang: en json-ld: | { "@context": "https://schema.org", "@type": "InsuranceAgency", "name": "Insurance Specialists of SW Florida", "url": "https://www.fl-ins.com", "telephone": "+1-239-949-7717", "address": { "@type": "PostalAddress", "streetAddress": "12870 Trade Way Four, Suite 108", "addressLocality": "Bonita Springs", "addressRegion": "FL", "postalCode": "34135", "addressCountry": "US" }, "image": "https://www.fl-ins.com/insurance-specialists-sw-florida-logo.webp", "geo": { "@type": "GeoCoordinates", "latitude": 26.32962, "longitude": -81.74035 }, "hasMap": "https://www.google.com/maps?q=26.32962,-81.74035", "priceRange": "$$", "openingHours": "Mo-Fr 09:00-17:00", "aggregateRating": { "@type": "AggregateRating", "ratingValue": "5.0", "reviewCount": "153", "bestRating": "5" }, "areaServed": [ { "@type": "City", "name": "Bonita Springs" }, { "@type": "City", "name": "Naples" }, { "@type": "City", "name": "Fort Myers" }, { "@type": "City", "name": "Estero" }, { "@type": "AdministrativeArea", "name": "Lee County" }, { "@type": "AdministrativeArea", "name": "Collier County" }, { "@type": "State", "name": "Florida" } ], "hasOfferCatalog": { "@type": "OfferCatalog", "name": "Insurance Services", "itemListElement": [ { "@type": "Offer", "itemOffered": { "@type": "Service", "serviceType": "Homeowners Insurance", "name": "Homeowners Insurance" } }, { "@type": "Offer", "itemOffered": { "@type": "Service", "serviceType": "Auto Insurance", "name": "Auto Insurance" } }, { "@type": "Offer", "itemOffered": { "@type": "Service", "serviceType": "Flood Insurance", "name": "Flood Insurance" } }, { "@type": "Offer", "itemOffered": { "@type": "Service", "serviceType": "Commercial Insurance", "name": "Commercial Insurance" } }, { "@type": "Offer", "itemOffered": { "@type": "Service", "serviceType": "Umbrella Insurance", "name": "Umbrella Insurance" } }, { "@type": "Offer", "itemOffered": { "@type": "Service", "serviceType": "Renters Insurance", "name": "Renters Insurance" } } ] }, "sameAs": [ "https://ftmyersins.com", "https://ohio-ins.com" ] } --- [![Insurance Specialists of SW Florida logo](/assets/insurance-specialists-sw-florida-logo-D4Ga2KGg.webp)](/) [Home](/) Insurance [Home Insurance](/insurance/home)[Auto Insurance](/insurance/auto)[Flood Insurance](/insurance/flood)[Condo Insurance](/insurance/condo)[Umbrella Insurance](/insurance/umbrella)[Commercial Insurance](/insurance/commercial)[Golf Cart Insurance](/insurance/golf-cart) [Other](/insurance/other) [Motorcycle](/insurance/motorcycle)[RV](/insurance/rv)[Pet](/insurance/pet)[Travel](/insurance/travel)[Renters](/insurance/renters)[Wind Only](/insurance/wind-only)[Jet Ski](/insurance/jet-ski)[Boat](/insurance/boat)[Builders Risk](/insurance/builders-risk)[Manufactured](/insurance/manufactured) Why Us? [Meet the Team](/about/team)[Our Carriers](/about/carriers)[Blog](/blog) Locations [Fort Myers / Estero](/contact)[Bonita Springs / Naples](/contact/bonita-springs)[Fremont, Ohio](/contact/ohio) [FAQ](/faq) [(239) 949-7717](tel:+12399497717)[Get My Quote](/get-a-quote) [Builders Risk Insurance](/insurance/builders-risk) [Travel Insurance](/insurance/travel) [Pet Insurance](/insurance/pet) [Auto Insurance](/insurance/auto) [Home Insurance](/insurance/home) [Commercial Insurance](/insurance/commercial) [Flood Insurance](/insurance/flood) [Condo Insurance](/insurance/condo) [Umbrella Insurance](/insurance/umbrella) [Golf Cart Insurance](/insurance/golf-cart) [Boat Insurance](/insurance/boat) [Motorcycle Insurance](/insurance/motorcycle) [Builders Risk Insurance](/insurance/builders-risk) [Travel Insurance](/insurance/travel) [Pet Insurance](/insurance/pet) [Auto Insurance](/insurance/auto) [Home Insurance](/insurance/home) [Commercial Insurance](/insurance/commercial) [Flood Insurance](/insurance/flood) [Condo Insurance](/insurance/condo) [Umbrella Insurance](/insurance/umbrella) [Golf Cart Insurance](/insurance/golf-cart) [Boat Insurance](/insurance/boat) [Motorcycle Insurance](/insurance/motorcycle) ![Aerial view of the bay and Gulf in Southwest Florida](/assets/view-of-the-bay-and-gulf-BnPAvjs7.webp) ![Insurance Specialists of SW Florida - independent insurance agency Fort Myers](/assets/insurance-specialists-sw-florida-logo-D4Ga2KGg.webp) Celebrating 20 Years of Insuring Our Community # We Help Florida Homeowners Save on Insurance, Fast Top Florida carriers compared We shop, you save [Get My Quote](/get-a-quote) What Our Clients Say [ ## Trusted by Florida Homeowners ](https://www.google.com/maps/place/Insurance+Specialists+of+SW+Florida/@26.3473,-81.7787,17z) 5.0 · [153 Google reviews](https://www.google.com/maps/place/Insurance+Specialists+of+SW+Florida/@26.3473,-81.7787,17z) [Leave Us a Google Review](https://g.page/r/CR2J23T8l0zhEB0/review) M #### Marc Pelletier 26 reviews 10 months ago Insurance Specialists of SW Florida (especially Laura Van Riper) are an absolute pleasure to work with. They are on top of everything and very quick to get things done. Make my life so much easier! Thank you! J #### Jack Gredinger 13 reviews 4 years ago Insurance Specialists of SW Florida are very helpful, friendly and knowledgeable. Easy to deal with. D #### Diane B. Cook 7 reviews 6 years ago I really appreciate the personal touch that Annmarie Thompson gives me each year when we discuss our Homeowner's Insurance. She takes care of my requests promptly and accurately. Thank you! T #### Tim Birkeland 21 reviews 2 years ago Thanks for being professional and also giving me comfortable price I'm happy with. R #### Robin Carter 4 reviews 2 years ago Great price Megan was awesome! Organized all our policies with better coverages at a great price. Thank you Insurance Specialists! L #### Lisa Pavley 2 reviews a year ago Anne Marie was very kind, helpful and knowledgeable. It was a pleasure to work with someone so professional. [ ### Home Learn More ](/insurance/home) [ ### Auto Learn More ](/insurance/auto) [ ### Flood Learn More ](/insurance/flood) [ ### Commercial Learn More ](/insurance/commercial) Our Team ## Put a Face to the Name [Meet the full team →](/about/team) [ ![Andrew Koehneke - Managing Partner at Insurance Specialists of SW Florida](/assets/andrew-koehneke-managing-partner-bonita-springs-UqMMi1Ag.webp) ### Andrew Koehneke Managing Partner Bonita Springs ](/team/andrew-koehneke) ![American Integrity Insurance Diamond Performers Award - top insurance agency in Florida](/assets/american-integrity-diamond-performers-award-saxjOjiu.webp) ![Progressive Platinum Agency Award - preferred Progressive agent in Fort Myers](/assets/progressive-platinum-agency-award-gefow4Nc.webp) ![The Institutes CPCU Society - Chartered Property Casualty Underwriter designation](/assets/cpcu-society-designation-DzRsYUoP.webp) [Get My Quote](/get-a-quote) ![American Integrity insurance carrier - Insurance Specialists of SW Florida](/assets/american-integrity-preferred-carrier-logo-BObuVnXB.webp) ![Cypress insurance carrier - Insurance Specialists of SW Florida](/assets/cypress-preferred-carrier-logo-CQGkiydq.webp) ![Progressive insurance carrier - Insurance Specialists of SW Florida](/assets/progressive-preferred-carrier-logo-CQSsrr4k.webp) ![Olympus insurance carrier - Insurance Specialists of SW Florida](data:image/webp;base64,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![Travelers insurance carrier - Insurance Specialists of SW Florida](/assets/travelers-preferred-carrier-logo-ByLfT3gz.webp) ![American Integrity insurance carrier - Insurance Specialists of SW Florida](/assets/american-integrity-preferred-carrier-logo-BObuVnXB.webp) ![Cypress insurance carrier - Insurance Specialists of SW Florida](/assets/cypress-preferred-carrier-logo-CQGkiydq.webp) ![Progressive insurance carrier - Insurance Specialists of SW Florida](/assets/progressive-preferred-carrier-logo-CQSsrr4k.webp) ![Olympus insurance carrier - Insurance Specialists of SW Florida](data:image/webp;base64,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![Travelers insurance carrier - Insurance Specialists of SW Florida](/assets/travelers-preferred-carrier-logo-ByLfT3gz.webp) ![American Integrity insurance carrier - Insurance Specialists of SW Florida](/assets/american-integrity-preferred-carrier-logo-BObuVnXB.webp) ![Cypress insurance carrier - Insurance Specialists of SW Florida](/assets/cypress-preferred-carrier-logo-CQGkiydq.webp) ![Progressive insurance carrier - Insurance Specialists of SW Florida](/assets/progressive-preferred-carrier-logo-CQSsrr4k.webp) ![Olympus insurance carrier - Insurance Specialists of SW Florida](data:image/webp;base64,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![Travelers insurance carrier - Insurance Specialists of SW Florida](/assets/travelers-preferred-carrier-logo-ByLfT3gz.webp) Get In Touch ## Get in Touch With a Local Expert Have questions or ready for a quote? We're here to help—no pressure. [](tel:+12399497717) #### Phone [(239) 949-7717](tel:+12399497717) [](mailto:Bonitasprings@fl-ins.com) #### Email [Bonitasprings@fl-ins.com](mailto:Bonitasprings@fl-ins.com) #### Address 12870 Trade Way Four, Suite 108 Bonita Springs, FL 34135 #### Business Hours Mon–Fri: 9am – 5pm Sat–Sun: Closed [Get My Quote](/get-a-quote) Why Florida Homeowners Trust Us ## Local Experts. Better Coverage. Faster Quotes. Serving Fort Myers, Bonita Springs, Naples & Cape Coral with 20+ A-rated carriers. ### Why Choose Us #### Real Humans, Local Support Talk to real people in SW Florida — not a call center. #### Fast Quotes — No Long Forms Competitive quotes in minutes — we do the shopping. #### High-Risk FL Home Specialists Older roofs and coastal homes — we find coverage. ### Areas We Serve Fort Myers Bonita Springs Naples Cape Coral SW Florida Bradenton Lehigh Acres Babcock Ranch Tampa Sarasota Marco Island Ave Maria Estero Punta Gorda Florida ### Client Center #### File a Claim Start a claim and track its progress. #### Pay My Bill Pay your insurance bill securely online. #### Carriers View carrier website. [More Details](/about/carriers) Back to Top ## Working With Our Agency Quick answers to questions we hear most often. Show More ![Insurance Specialists of SW Florida - independent insurance agency](/assets/insurance-specialists-sw-florida-footer-logo-KAHxkE0K.webp) We work to provide policies that protect our clients' assets and well-being. Licensed in Florida, Ohio, Michigan, Tennessee, Pennsylvania, South Carolina, and Indiana. #### Contact (239) 949-7717 Bonitasprings@fl-ins.com 12870 Trade Way Four, Suite 108 Bonita Springs, FL 34135 #### Business Hours Mon–Fri: 9am – 5pm Sat–Sun: Closed [](https://www.facebook.com/insurancespecialists/)[](https://www.youtube.com/@GetFloridaInsurance)[](https://www.linkedin.com/company/insurance-specialists-of-sw-florida-llc/posts/?feedView=all)[](https://g.page/r/CWejDDOOSNe1EBM/review) © 2026 Insurance Specialists of SW Florida. All rights reserved. [ Home ](/insurance/home)