--- title: "Boat Insurance in Fort Myers FL | Insurance Specialists of SW Florida" description: "Boat insurance for all vessel types in Southwest Florida. Hull damage, liability, towing, and personal property coverage. Get a free quote." lang: en json-ld: --- [ ![Andrew Koehneke - Managing Partner at Insurance Specialists of SW Florida](/assets/andrew-koehneke-managing-partner-bonita-springs-UqMMi1Ag.webp) Andrew ](/team/andrew-koehneke) [![Insurance Specialists of SW Florida - Bonita Springs insurance agency logo](/assets/insurance-specialists-sw-florida-logo-D4Ga2KGg.webp)](/) [Home](/) Insurance [Home Insurance](/insurance/home)[Auto Insurance](/insurance/auto)[Flood Insurance](/insurance/flood)[Condo Insurance](/insurance/condo)[Umbrella Insurance](/insurance/umbrella)[Commercial Insurance](/insurance/commercial)[Golf Cart Insurance](/insurance/golf-cart) [Other](/insurance/other) [Motorcycle](/insurance/motorcycle)[RV](/insurance/rv)[Pet](/insurance/pet)[Travel](/insurance/travel)[Renters](/insurance/renters)[Wind Only](/insurance/wind-only)[Jet Ski](/insurance/jet-ski)[Boat](/insurance/boat)[Builders Risk](/insurance/builders-risk)[Manufactured](/insurance/manufactured) Why Us? [Meet the Team](/about/team)[Our Carriers](/about/carriers)[Blog](/blog) Locations [Fort Myers / Estero](/contact)[Bonita Springs / Naples](/contact/bonita-springs)[Fremont, Ohio](/contact/ohio) [FAQ](/faq) [(239) 949-7717](tel:+12399497717)[Get My Quote](/get-a-quote) ![Boat insurance in Southwest Florida - boat cruising the Gulf waters off Bonita Springs and Naples](/__l5e/assets-v1/8da2fb85-8919-4408-a8cb-fea6442ca75f/bg-boat.jpg) # Boat Insurance From fishing boats to yachts, protect your vessel with comprehensive boat insurance tailored to Southwest Florida's waterways. Whether you own a bass boat, pontoon, center console, sailboat, or yacht, boat insurance protects your investment from damage, theft, and liability on the water. Our policies include hull and machinery coverage, liability protection, medical payments, uninsured boater coverage, personal property on board, and fuel spill liability. We also offer optional coverages like on-water towing and assistance, trailer coverage, hurricane haul-out, and consequential damage from mechanical breakdown. Southwest Florida's waters are beautiful but unpredictable. Make sure you're properly covered before heading out. Contact us today for a free boat insurance quote. [Get My Quote](/get-a-quote) [![Andrew Koehneke, Managing Partner - Southwest Florida boat insurance agent](/assets/andrew-koehneke-managing-partner-bonita-springs-UqMMi1Ag.webp "Andrew Koehneke - boat insurance agent")Andrew Koehneke Managing Partner ](/team/andrew-koehneke)[![Megan McCants, MBA, Risk Advisor - Southwest Florida boat insurance agent](/assets/megan-mccants-risk-advisor-bonita-springs-UzcsEXYa.webp "Megan McCants, MBA - boat insurance agent")Megan McCants, MBA Risk Advisor ](/team/megan-mccants)[![Chavelys Salazar, Risk Advisor - Southwest Florida boat insurance agent](/assets/chavelys-salazar-risk-advisor-bonita-springs-C_M3evxs.webp "Chavelys Salazar - boat insurance agent")Chavelys Salazar Risk Advisor ](/team/chavelys-salazar) ## Free Boat Quote A few quick questions. A local agent will compare carriers and send you options. First Name \* Last Name \* Phone \* Email \* Dock or Storage Address \* Company I agree that Insurance Specialists of SW Florida may contact me by phone, text message, or email regarding an insurance quote. Message and data rates may apply. Consent is not a condition of purchase. Get My Quote Prefer to talk? Call [(239) 949-7717](tel:+12399497717) ## Other / Specialty Carriers [![Jewelers Mutual other / specialty insurance carrier logo](data:image/webp;base64,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)](https://www.jewelersmutual.com/)[![RLI other / specialty insurance carrier logo](data:image/webp;base64,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)](https://www.rlicorp.com/)[![Ski Safe other / specialty insurance carrier 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Show More ![Insurance Specialists of SW Florida - independent insurance agency serving Bonita Springs, Naples and Fort Myers](/assets/insurance-specialists-sw-florida-footer-logo-KAHxkE0K.webp) We work to provide policies that protect our clients' assets and well-being. Licensed in Florida, Ohio, Michigan, Tennessee, Pennsylvania, South Carolina, and Indiana. #### Contact [(239) 949-7717](tel:+12399497717) Bonitasprings@fl-ins.com 12870 Trade Way Four, Suite 108 Bonita Springs, FL 34135 #### Business Hours Mon–Fri: 9am – 5pm Sat–Sun: Closed [](https://www.facebook.com/insurancespecialists/)[](https://www.youtube.com/@GetFloridaInsurance)[](https://www.linkedin.com/company/insurance-specialists-of-sw-florida-llc/posts/?feedView=all)[](https://g.page/r/CWejDDOOSNe1EBM/review) © 2026 Insurance Specialists of SW Florida. All rights reserved.