--- title: "Builders Risk Insurance in Fort Myers FL | Insurance Specialists of SW Florida" description: "Builders risk insurance for construction projects in Southwest Florida. Protect against fire, theft, weather damage, and more. Get a free quote." lang: en json-ld: --- [ ![Andrew Koehneke - Managing Partner at Insurance Specialists of SW Florida](/assets/andrew-koehneke-managing-partner-bonita-springs-UqMMi1Ag.webp) Andrew ](/team/andrew-koehneke) [![Insurance Specialists of SW Florida - Bonita Springs insurance agency logo](/assets/insurance-specialists-sw-florida-logo-D4Ga2KGg.webp)](/) [Home](/) Insurance [Home Insurance](/insurance/home)[Auto Insurance](/insurance/auto)[Flood Insurance](/insurance/flood)[Condo Insurance](/insurance/condo)[Umbrella Insurance](/insurance/umbrella)[Commercial Insurance](/insurance/commercial)[Golf Cart Insurance](/insurance/golf-cart) [Other](/insurance/other) [Motorcycle](/insurance/motorcycle)[RV](/insurance/rv)[Pet](/insurance/pet)[Travel](/insurance/travel)[Renters](/insurance/renters)[Wind Only](/insurance/wind-only)[Jet Ski](/insurance/jet-ski)[Boat](/insurance/boat)[Builders Risk](/insurance/builders-risk)[Manufactured](/insurance/manufactured) Why Us? [Meet the Team](/about/team)[Our Carriers](/about/carriers)[Blog](/blog) Locations [Fort Myers / Estero](/contact)[Bonita Springs / Naples](/contact/bonita-springs)[Fremont, Ohio](/contact/ohio) [FAQ](/faq) [(239) 949-7717](tel:+12399497717)[Get My Quote](/get-a-quote) ![Builders risk insurance in Southwest Florida - home under construction in Bonita Springs](/__l5e/assets-v1/42ec36b4-ab0d-45e4-bf23-27f6a5932864/bg-buildersrisk.jpg) # Builders Risk Insurance Protect your construction project from start to finish — builders risk insurance covers buildings under construction against damage, theft, and weather events. Builders risk insurance provides coverage for buildings and structures during the course of construction, renovation, or remodeling — protecting your investment from the ground up. Our policies cover damage from fire, wind, hail, lightning, theft, vandalism, and other covered perils. Coverage applies to the structure itself, materials, fixtures, and equipment on site. Whether you're a homeowner building a custom home, a contractor managing multiple projects, or a developer working on a commercial build, we can tailor a policy to your project's scope and timeline. Construction in Southwest Florida comes with unique risks including hurricanes and tropical storms. Contact us today to ensure your project is protected from day one. [Get My Quote](/get-a-quote) [![Andrew Koehneke, Managing Partner - Southwest Florida builders risk insurance agent](/assets/andrew-koehneke-managing-partner-bonita-springs-UqMMi1Ag.webp "Andrew Koehneke - builders risk insurance agent")Andrew Koehneke Managing Partner ](/team/andrew-koehneke)[![Annmarie Thompson, Branch Manager & Risk Advisor - Southwest Florida builders risk insurance agent](/assets/annmarie-thompson-branch-manager-fort-myers-DMIvetZw.webp "Annmarie Thompson - builders risk insurance agent")Annmarie Thompson Branch Manager & Risk Advisor ](/team/annmarie-thompson)[![Alyssa Marrero, Risk Advisor - Southwest Florida builders risk insurance agent](/assets/alyssa-marrero-risk-advisor-fort-myers-BzUNnFLF.webp "Alyssa Marrero - builders risk insurance agent")Alyssa Marrero Risk Advisor ](/team/alyssa-marrero) ## Free Builders Risk Quote A few quick questions. A local agent will compare carriers and send you options. First Name \* Last Name \* Phone \* Email \* Job Site Address \* Company I agree that Insurance Specialists of SW Florida may contact me by phone, text message, or email regarding an insurance quote. Message and data rates may apply. Consent is not a condition of purchase. Get My Quote Prefer to talk? Call [(239) 949-7717](tel:+12399497717) ## Builders Risk Questions Quick answers to questions we hear most often. Show More ![Insurance Specialists of SW Florida - independent insurance agency serving Bonita Springs, Naples and Fort Myers](/assets/insurance-specialists-sw-florida-footer-logo-KAHxkE0K.webp) We work to provide policies that protect our clients' assets and well-being. Licensed in Florida, Ohio, Michigan, Tennessee, Pennsylvania, South Carolina, and Indiana. #### Contact [(239) 949-7717](tel:+12399497717) Bonitasprings@fl-ins.com 12870 Trade Way Four, Suite 108 Bonita Springs, FL 34135 #### Business Hours Mon–Fri: 9am – 5pm Sat–Sun: Closed [](https://www.facebook.com/insurancespecialists/)[](https://www.youtube.com/@GetFloridaInsurance)[](https://www.linkedin.com/company/insurance-specialists-of-sw-florida-llc/posts/?feedView=all)[](https://g.page/r/CWejDDOOSNe1EBM/review) © 2026 Insurance Specialists of SW Florida. All rights reserved.