--- title: "Jet Ski Insurance in Fort Myers FL | Insurance Specialists of SW Florida" description: "Jet ski and personal watercraft insurance in Southwest Florida. Liability, collision, theft, and towing coverage. Get a free quote today." lang: en json-ld: --- [ ![Andrew Koehneke - Managing Partner at Insurance Specialists of SW Florida](/assets/andrew-koehneke-managing-partner-bonita-springs-UqMMi1Ag.webp) Andrew ](/team/andrew-koehneke) [![Insurance Specialists of SW Florida - Bonita Springs insurance agency logo](/assets/insurance-specialists-sw-florida-logo-D4Ga2KGg.webp)](/) [Home](/) Insurance [Home Insurance](/insurance/home)[Auto Insurance](/insurance/auto)[Flood Insurance](/insurance/flood)[Condo Insurance](/insurance/condo)[Umbrella Insurance](/insurance/umbrella)[Commercial Insurance](/insurance/commercial)[Golf Cart Insurance](/insurance/golf-cart) [Other](/insurance/other) [Motorcycle](/insurance/motorcycle)[RV](/insurance/rv)[Pet](/insurance/pet)[Travel](/insurance/travel)[Renters](/insurance/renters)[Wind Only](/insurance/wind-only)[Jet Ski](/insurance/jet-ski)[Boat](/insurance/boat)[Builders Risk](/insurance/builders-risk)[Manufactured](/insurance/manufactured) Why Us? [Meet the Team](/about/team)[Our Carriers](/about/carriers)[Blog](/blog) Locations [Fort Myers / Estero](/contact)[Bonita Springs / Naples](/contact/bonita-springs)[Fremont, Ohio](/contact/ohio) [FAQ](/faq) [(239) 949-7717](tel:+12399497717)[Get My Quote](/get-a-quote) ![Jet ski insurance in Southwest Florida - personal watercraft on Estero Bay near Bonita Springs](/__l5e/assets-v1/4e10d6ba-5b16-4054-b241-4f89e2148e94/bg-jetski.jpg) # Jet Ski Insurance Enjoy the water worry-free — jet ski insurance protects you against accidents, theft, damage, and liability while riding the waves. Personal watercraft like jet skis are a popular way to enjoy Southwest Florida's beautiful waterways, but they come with unique risks that require specialized insurance coverage. Our jet ski insurance policies cover physical damage, theft, liability for bodily injury and property damage, medical payments, and on-water towing and assistance. Whether you own a single jet ski or a fleet of personal watercraft, we can find coverage that fits your needs and budget from our network of top-rated carriers. Don't hit the water without proper protection. Contact us today for a free jet ski insurance quote and ride with confidence all season long. [Get My Quote](/get-a-quote) [![Chavelys Salazar, Risk Advisor - Southwest Florida jet ski insurance agent](/assets/chavelys-salazar-risk-advisor-bonita-springs-C_M3evxs.webp "Chavelys Salazar - jet ski insurance agent")Chavelys Salazar Risk Advisor ](/team/chavelys-salazar)[![Andrew Koehneke, Managing Partner - Southwest Florida jet ski insurance agent](/assets/andrew-koehneke-managing-partner-bonita-springs-UqMMi1Ag.webp "Andrew Koehneke - jet ski insurance agent")Andrew Koehneke Managing Partner ](/team/andrew-koehneke)[![Alyssa Marrero, Risk Advisor - Southwest Florida jet ski insurance agent](/assets/alyssa-marrero-risk-advisor-fort-myers-BzUNnFLF.webp "Alyssa Marrero - jet ski insurance agent")Alyssa Marrero Risk Advisor ](/team/alyssa-marrero) ## Free Jet Ski Quote A few quick questions. A local agent will compare carriers and send you options. First Name \* Last Name \* Phone \* Email \* Storage Address \* Company I agree that Insurance Specialists of SW Florida may contact me by phone, text message, or email regarding an insurance quote. Message and data rates may apply. Consent is not a condition of purchase. Get My Quote Prefer to talk? Call [(239) 949-7717](tel:+12399497717) ## Other / Specialty Carriers [![Jewelers Mutual other / specialty insurance carrier 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other / specialty insurance carrier logo](data:image/webp;base64,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)](https://www.rlicorp.com/)[![Ski Safe other / specialty insurance carrier 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other / specialty insurance carrier logo](/assets/tapco-insurance-carrier-logo-BV71TT3x.webp)](https://www.tapco.com/) Show More ## Jet Ski Insurance Questions Quick answers to questions we hear most often. Show More ![Insurance Specialists of SW Florida - independent insurance agency serving Bonita Springs, Naples and Fort Myers](/assets/insurance-specialists-sw-florida-footer-logo-KAHxkE0K.webp) We work to provide policies that protect our clients' assets and well-being. Licensed in Florida, Ohio, Michigan, Tennessee, Pennsylvania, South Carolina, and Indiana. #### Contact [(239) 949-7717](tel:+12399497717) Bonitasprings@fl-ins.com 12870 Trade Way Four, Suite 108 Bonita Springs, FL 34135 #### Business Hours Mon–Fri: 9am – 5pm Sat–Sun: Closed [](https://www.facebook.com/insurancespecialists/)[](https://www.youtube.com/@GetFloridaInsurance)[](https://www.linkedin.com/company/insurance-specialists-of-sw-florida-llc/posts/?feedView=all)[](https://g.page/r/CWejDDOOSNe1EBM/review) © 2026 Insurance Specialists of SW Florida. All rights reserved.