--- title: "Umbrella Insurance in Fort Myers FL | Insurance Specialists of SW Florida" description: "Umbrella insurance in Southwest Florida. Extra liability protection beyond your home and auto policies. Get a free umbrella quote today." lang: en json-ld: --- [ ![Andrew Koehneke - Managing Partner at Insurance Specialists of SW Florida](/assets/andrew-koehneke-managing-partner-bonita-springs-UqMMi1Ag.webp) Andrew ](/team/andrew-koehneke) [![Insurance Specialists of SW Florida - Bonita Springs insurance agency logo](/assets/insurance-specialists-sw-florida-logo-D4Ga2KGg.webp)](/) [Home](/) Insurance [Home Insurance](/insurance/home)[Auto Insurance](/insurance/auto)[Flood Insurance](/insurance/flood)[Condo Insurance](/insurance/condo)[Umbrella Insurance](/insurance/umbrella)[Commercial Insurance](/insurance/commercial)[Golf Cart Insurance](/insurance/golf-cart) [Other](/insurance/other) [Motorcycle](/insurance/motorcycle)[RV](/insurance/rv)[Pet](/insurance/pet)[Travel](/insurance/travel)[Renters](/insurance/renters)[Wind Only](/insurance/wind-only)[Jet Ski](/insurance/jet-ski)[Boat](/insurance/boat)[Builders Risk](/insurance/builders-risk)[Manufactured](/insurance/manufactured) Why Us? [Meet the Team](/about/team)[Our Carriers](/about/carriers)[Blog](/blog) Locations [Fort Myers / Estero](/contact)[Bonita Springs / Naples](/contact/bonita-springs)[Fremont, Ohio](/contact/ohio) [FAQ](/faq) [(239) 949-7717](tel:+12399497717)[Get My Quote](/get-a-quote) ![Personal umbrella insurance in Bonita Springs and Naples Florida - extra liability protection for families](/__l5e/assets-v1/a4180609-a721-4b56-a078-d58e5daf742c/bg-umbrella.jpg) # Umbrella Insurance Get coverage above and beyond the limits of your other insurance policies for added peace of mind and financial protection. An umbrella insurance policy provides an extra layer of liability protection that goes beyond the limits of your homeowners, auto, or other personal insurance policies. If you're found liable for damages that exceed your underlying policy limits, this added coverage kicks in to protect your savings, investments, and future earnings. Umbrella policies are surprisingly affordable for the amount of coverage they provide. A $1 million umbrella policy can cost as little as a few hundred dollars per year. We recommend umbrella coverage for anyone with significant assets to protect, rental properties, teenage drivers, or anyone who wants extra peace of mind against unexpected lawsuits. [Get My Quote](/get-a-quote) [![Alyssa Marrero, Risk Advisor - Southwest Florida umbrella insurance agent](/assets/alyssa-marrero-risk-advisor-fort-myers-BzUNnFLF.webp "Alyssa Marrero - umbrella insurance agent")Alyssa Marrero Risk Advisor ](/team/alyssa-marrero)[![Megan McCants, MBA, Risk Advisor - Southwest Florida umbrella insurance agent](/assets/megan-mccants-risk-advisor-bonita-springs-UzcsEXYa.webp "Megan McCants, MBA - umbrella insurance agent")Megan McCants, MBA Risk Advisor ](/team/megan-mccants)[![Andrew Koehneke, Managing Partner - Southwest Florida umbrella insurance agent](/assets/andrew-koehneke-managing-partner-bonita-springs-UqMMi1Ag.webp "Andrew Koehneke - umbrella insurance agent")Andrew Koehneke Managing Partner ](/team/andrew-koehneke) ## Free Umbrella Quote A few quick questions. A local agent will compare carriers and send you options. First Name \* Last Name \* Phone \* Email \* Home Address \* Company I agree that Insurance Specialists of SW Florida may contact me by phone, text message, or email regarding an insurance quote. Message and data rates may apply. Consent is not a condition of purchase. Get My Quote Prefer to talk? Call [(239) 949-7717](tel:+12399497717) ## Umbrella Insurance Questions Quick answers to questions we hear most often. Show More ![Insurance Specialists of SW Florida - independent insurance agency serving Bonita Springs, Naples and Fort Myers](/assets/insurance-specialists-sw-florida-footer-logo-KAHxkE0K.webp) We work to provide policies that protect our clients' assets and well-being. Licensed in Florida, Ohio, Michigan, Tennessee, Pennsylvania, South Carolina, and Indiana. #### Contact [(239) 949-7717](tel:+12399497717) Bonitasprings@fl-ins.com 12870 Trade Way Four, Suite 108 Bonita Springs, FL 34135 #### Business Hours Mon–Fri: 9am – 5pm Sat–Sun: Closed [](https://www.facebook.com/insurancespecialists/)[](https://www.youtube.com/@GetFloridaInsurance)[](https://www.linkedin.com/company/insurance-specialists-of-sw-florida-llc/posts/?feedView=all)[](https://g.page/r/CWejDDOOSNe1EBM/review) © 2026 Insurance Specialists of SW Florida. All rights reserved.