InspectionsHome Insurance
What is a 4 Point?
A 4 point inspection is a home inspection that looks at the four major systems and structures of an older house: roof, electrical, plumbing, and HVAC.
Andrew KoehnekeFeb 27, 2026A 4 point inspection is a home inspection that looks at the four major systems and structures of an older house: roof, electrical, plumbing, and HVAC.
Most Florida insurance carriers require a 4 point inspection for homes over a certain age (typically 30+ years) before they will issue or renew a homeowners policy.
The inspection is quick and relatively inexpensive, and it gives carriers confidence that the home's major systems are in safe, insurable condition.
